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BREXIT

British drivers will no longer need an insurance ‘green card’ to visit Europe, EU rules

The post-Brexit requirement for drivers from the UK to obtain a 'green card' from their insurance company before visiting Europe is set to be dropped after the European Commission agreed to waive the requirement.

British drivers will no longer need an insurance 'green card' to visit Europe, EU rules
Photo: Christophe Petit Tesson/AFP

The announcement from the Commission on Thursday was part of a package of measures designed to diffuse tension over the border between Ireland and Northern Ireland, but will apply throughout the EU.

The new rule will come into effect 20 days after the ruling is published in the EU’s official journal, which is expected to be in the next few days.

This means that British visitors taking their cars when going on holidays or family visits to France, Germany, Spain etc will no longer be required to obtain extra paperwork from their car insurance companies ahead of their journey.

Readers of a certain age will remember the ‘green cards’ – issued by the insurance company before a trip abroad. The internationally recognised card shows local law enforcement that the car is fully insured.

This requirement returned after the end of the Brexit transition period, although in practice not all insurance companies were issuing the cards and some told customers that they were not necessary.

The Association of British Insurers (ABI) described the decision as excellent news for drivers.

Its director general, Huw Evans, told British newspaper The Guardian that the Commission had taken a “pragmatic approach on the matter”.

“UK drivers will no longer need to apply for a green card through their insurer which will help reduce bureaucracy for drivers and road hauliers travelling between the UK and EU,” he said.

“It will be especially welcomed by motorists in Northern Ireland driving across the border.”

Bilateral deals on driving licences mean that most EU countries continue to allow British tourists and visitors to drive on UK licences (although British residents in some countries have to swap their licence for a local one) and an International Driver’s Permit is not necessary.

There are, however, still plenty of extra requirements in place for Brits coming into EU countries, from changes to passports rules for both humans and pets to a ban on ham sandwiches – check out the complete list of new rules HERE.

Member comments

  1. Excellent! One less piece of paper to carry! Fingers crossed those of us injected with AZ India are allowed to travel without quarantine

  2. “British drivers” and “drivers from the UK” are very different, though in this article they are treated as synonymous.

    I, for example, am British, being born in Jersey, but I am not from the UK.

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TRAVEL NEWS

Passports: What are the post-Brexit rules for dual-nationals travelling in Europe?

People who have more than one citizenship often hold multiple passports, so what does this mean for crossing borders? Here's what you should know.

Passports: What are the post-Brexit rules for dual-nationals travelling in Europe?

For many readers of The Local, gaining citizenship of the country where they live helps them to feel more settled – but there are also travel benefits, including avoiding the long ‘non EU’ queue when coming back into the Schengen zone.

But this week the problems associated with travelling while holding dual citizenship came to light, leaving many people wondering what they should know when they are entering different countries.

Put simply – which passport should you use? And do you have to carry both with you?

Financial Times journalist Chris Giles tweeted that the UK Border Force “detained” his dual-national daughter while she was travelling from France into the UK with her German passport – and not her British one. 

He went on to say that UK border guards released his daughter. According to Giles, the border staff said she should have had both passports with her “and asked why she was travelling on her German one”.

The rules on dual-nationality have not changed, but now that the UK is not in the EU, there are strict rules on non-Brits who enter the country (and vice-versa) which has made it trickier for travel.

For instance, UK nationals receive a stamp in their passport when entering Schengen member states because they are only allowed to stay up to 90 days within an 180 period (unless they have a visa or residency card).

READ ALSO: Brexit: EU asks border police not to stamp passports of British residents 

People coming from the EU to the UK can generally visit as a tourist for up to six months without a visa – but are not allowed to carry out any work while there.

So which passport should you show?

The first thing to be aware of is there are no specific rules on travelling with more than one passport. 

Travellers can choose to use whichever passport they prefer when going to a country. 

But one thing to note is that it’s worth using the passport that is best suited to your destination when travelling there. Each country has its own set of immigration and visa rules that you’ll need to research closely.

It could be that one passport is better suited for your trip – and you may be able to avoid visa requirements.  

READ ALSO: How powerful is the German passport?

In the case of the UK, many people are still getting to grips with the different rules that apply because it’s not in the EU anymore.

A question submitted to the Secretary of State for the Home Department in September 2021 provided some insight into this issue. 

The question from Labour’s Paul Blomfield asked what steps the UK government “is taking to enable dual UK and EU citizens to travel to the UK on an EU member state passport without having to further prove their UK citizenship?”

The Conservatives Kevin Foster said: “Border Force Officers examine all arriving passengers to establish whether they are British citizens, whether they require leave to enter or if they are exempt from immigration control.

“Where the passenger claims to be British, but does not hold any evidence of British citizenship, the officer will conduct all relevant checks to satisfy themselves the passenger is British.

Border control at Hamburg airport.

Border control at Hamburg airport. Photo: picture alliance/dpa | Christian Charisius

“When dual nationals who are eligible to use e-gates travel to the UK, they will enter via the e-gates without being examined by an immigration officer.

“We recommend all dual nationals, including EU citizens, travel on their British passport or with evidence or their British citizenship to minimise any potential delay at the border or when commencing their journey.”

The Local contacted the UK Home Office to ask if there was any official advice. 

A spokesman said: “An individual can present whichever passport they desire to enter the UK, however they will be subject to the entry requirements associated with the nationality of the passport they present.”

They said anyone who is looking for more information should check out guidance on entering the UK and on dual nationality.

In short, if you present a German passport on entry to the UK you will be treated the same as any other German citizen – which can include being quizzed about your reasons for visiting the UK – as border guards have no way of knowing that you are a dual-national. 

Do I have to carry both passports?

There’s no rule requiring you to have both passports, but you won’t get the benefits of a British passport (entry into the UK without questions) if you don’t show it.

Likewise if you are a French-British dual national and you enter France on your UK passport, you will need to use the non-EU queue and may have your passport stamped.

Should I think about anything else?

An important thing to remember is that if you apply for a visa and register your passport details, the same passport has to be used to enter the country. 

It could also make sense to travel with both passports, just in case. 

However, note that some countries – like the US – require that US nationals use a US passport to enter and leave the States even if they are dual nationals. 

In general, it’s best to use the same passport you entered a country with to depart.

The rules and systems are different depending on the country. But many countries require people to show their passport when leaving – and they will either stamp or scan the passport – this is how authorities know that a foreign visitor hasn’t overstayed their time in the country. 

So if your passport is checked as you leave the UK, you should show the one you arrived with, just to ensure there is a record of you arriving and leaving.

However as you enter France/Germany/other EU destination, you can show your EU passport in order to maximise the travel benefits of freedom of movement.

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